Credit Problems? We can help!

DON'T WAIT UNITL IT'S TOO LATE.

As a Credit Service Organization providing credit repair and consulting to clients, American Credit Consulting manages the credit reporting dispute process against the credit bureaus and creditors on behalf of our clients and achieves strong consistent results using a proven system that not only ensures compliance, but also produces results much more efficiently and less costly than most other Credit Repair companies can do. We are your Credit Specialist.

We provide a FREE consultation and create an action plan to improve your credit. We specialize in collection removal, charge off removal, repossession removal, late payment removal, bankruptcy removal, tax lien removal, foreclosure removal, judgement removal, student loan removal, inquiry removal, identity theft protection and much much more! 

​What you will get!

​​Clean up your past

We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.

Track your present

​Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores.​

Change your future

We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.​

Not all credit scores are created equal.

We’re passionate about going deeper down the credit bureau reporting rabbit hole than anyone else, discovering what’s important.

Learn how we can help.

AMERICAN CREDIT CONSULTING

Are you tired of being denied loans, credit cards, and other financial opportunities?

We’re a Credit Service Organization that specializes in credit repair. ACC aims to help folks who have been denied access to the financial system get back on track by managing their credit reports for them. That way, they can focus on what matters most – growing their business or improving their lives.

When you work with the American Credit Consulting agency, we will manage your disputes against the three major bureaus, so you no longer have to worry about it! You won’t have to lift a finger; we will do all the hard work for you while keeping your personal information secure & safe at all times. Plus, our credit consulting services are much cheaper than many of our competitors because we are a credit score consultant expert team dedicated solely to helping people improve their credit scores as quickly as possible!

OUR PROCESS

It’s just unconventional. Simple. Smarter. Better. Easier.

Signup

We'll give you a free consultation and​ credit analysis

Relax

While we use the law to challenge negative items on your report

See Results

Log in to see real time progress every step of the way

49+ DIFFERENT CREDIT SCORES.
ONE UNIQUE YOU.

Your credit can tell a lot about you. Or can it? We believe everyone is entitled to rewrite the slate of life that depicts who we are.

Compare For Yourself

OTHERS

3-BUREAU CREDIT REPORTS & SCORES

Many credit repair companies start by requesting a copy of your credit report from each of the three major consumer credit bureaus (all three) — Equifax, Experian and TransUnion – before they can start. You either pay for them, or they charge you for them.

OTHERS

3-BUREAU CREDIT REPORTS & SCORES

Many credit repair companies start by requesting a copy of your credit report from each of the three major consumer credit bureaus (all three) — Equifax, Experian and TransUnion – before they can start. You either pay for them, or they charge you for them.

CREDIT CONSULTATION

Professional Credit Analyst who will review your reports with you and help identify the negative items hurting the overall health of your reports.

OTHERS

CREDIT CONSULTATION

Professional Credit Analyst who will review your reports with you and help identify the negative items hurting the overall health of your reports.

ASSURANCE OR MONEY-BACK GUARANTEE POLICY

As a credit repair company, we have an obligation to ensure that we can help you, prior to starting work – hence why it’s important to have the right to request for a refund if that’s the only other option.

OTHERS

ASSURANCE OR MONEY-BACK GUARANTEE POLICY

As a credit repair company, we have an obligation to ensure that we can help you, prior to starting work – hence why it’s important to have the right to request for a refund if that’s the only other option.

REPUTATION

A stellar reputation in our industry means lower costs and a clear mission, vision and philosophy. Customers are the best local advocates to help you get a more realistic picture of which credit repair companies stand out from the crowd.

OTHERS

REPUTATION

A stellar reputation in our industry means lower costs and a clear mission, vision and philosophy. Customers are the best local advocates to help you get a more realistic picture of which credit repair companies stand out from the crowd.

HONEST PRICING, NO SURPRISES

Often companies will charge “initial audit” or “discovery” fees. Sometimes, even “cancellation” fees.

OTHERS

HONEST PRICING, NO SURPRISES

Often companies will charge “initial audit” or “discovery” fees. Sometimes, even “cancellation” fees.

OUR PLANS

SILVER PLAN

one time enrollment and document fee.
  • Implement a dispute action plan that is strategically created to produce fast results.
  • Credit Education
  • 24/7 Client Portal Access to track the progress of your credit repair.
  • Credit Specialist Support
  • Create customized dispute letters to credit bureaus and manage each round of disputes every 30-45 days, and provide updates.
  • Credit Building
  • Implement Advanced Dispute Tactics when necessary which hold the credit bureaus and creditors accountable to federal laws and regulations.
    Unlimited Disputes to Equifax, Experian, and TransUnion

GOLD PLAN

one time enrollment and document fee.
  • Implement a dispute action plan that is strategically created to produce fast results.
  • Credit Education
  • 24/7 Client Portal Access to track the progress of your credit repair.
  • Credit Specialist Support
  • Create customized dispute letters to credit bureaus and manage each round of disputes every 30-45 days, and provide updates.
  • Credit Building
  • Implement Advanced Dispute Tactics when necessary which hold the credit bureaus and creditors accountable to federal laws and regulations.
    ​Unlimited Disputes to Equifax, Experian, TransUnion, and to All Collections reporting negative, unverifiable, and updated.

PLATINUM PLAN

one time enrollment and document fee.
FIRST MONTH FREE!
  • Implement an EXPEDITED dispute action plan strategically created to produce fast results.
  • Credit Education
  • 24/7 Client Portal Access to track the progress of your credit repair.
  • Credit Specialist Support
  • Create customized dispute letters to credit bureaus and manage each round of disputes every 30-45 days, and provide updates.
  • Credit Building
  • Implement Advanced Dispute Tactics when necessary which hold the credit bureaus and creditors accountable to federal laws and regulations.
    ​Unlimited Disputes, including inquiries, to Equifax, Experian, and TransUnion along with Personal Identifiers, Creditors, and Collection Agencies.
    Initial Suppression/Freeze letters to the 6 major consumer agencies and general personal identifier disputes with those agencies of what is being reported on the Credit Report.

CREDIT REPAIR
JOURNEYS

We hear from thousands of customers around the world who write in to tell us about their American Credit Consulting experience and the impact it has had on their life.

CALL NOW TO SEE WHY AMERICAN CREDIT CONSULTING IS THE MOST REPUTABLE CREDIT REPAIR SERVICE

What Does The Consultation Include?

At American credit consulting, credit score consultants will review consumer’s credit reports and identify the items that are damaging your score. Then we’ll explain how to fix them. You can sign up for our credit management consultant services now or learn more about it first by reading through our site! No matter what, you won’t be charged until after this process is complete and you’ve decided if you want to move forward with us or not. Truly no obligation on your part. If you sign up or not, We bet you’ll learn something!

What Is a Credit Report?

If you are looking to buy a dream home, get a car loan, or open up a new credit card, your credit report is one of the most important documents determining whether or not you qualify for these credit management services.

 The credit report file tells you how well you have managed and repaid the debt in the past. A credit report includes details on any late monthly payments, budgeting and unpaid bills as well as how long it took to pay off debts. It also shows if there were any bankruptcies filed against you in the past. A good credit score means lenders see that you are responsible with money and can be trusted to repay loans or mortgage on time, while bad credit scores could mean higher interest rates when applying for new accounts.

A credit score consultant is the best option to choose that helps lenders and other businesses make decisions about your financial freedom life. You should be checking your credit reports at least once per year because this will help keep track of changes in both positive and negative ways. For example, if someone has opened up a new line of credit in their name without permission, this would show up as an inquiry which means they applied for something using their personal information without consent from that person. It can lead to identity theft, so it’s crucial to stay aware of these reports’ going on! That’s why it’s so important to check it regularly to ensure everything is accurate!

How Does Credit Repair Cost

Are you looking for the best credit repair company that offers the best value? We offer plans to fit all budgets and credit repair needs.

A credit service organization offers transparent pricing, and our ft-friendly plans are designed to meet all consumer needs. Whether you want to protect your identity, want to monitor your credit, or need complete “Done-For-You ” professional credit repair – we have a plan that will work for you. Our full suite includes a positive tradeline as well! 

You can get started today with one of our affordable monthly plans for credit management consulting services! No hidden fees or contracts – just the best credit consulting services at the lowest cost available on the market today.

Leave Your Credit Repair To The Experts

We’ll help you fix your bad credit score to get the loan or card you want.

  • We offer free consultations and guaranteed satisfaction 
  • Complete access to all three credit reports and scores.
  • 24/7 online access. You’ll be able to watch us work every step of the way!

How it works

Let our team take care of everything from here on out so you can focus on more important things in life. It does not seem a big deal if this is your initial application or just one more denial letter in a long line of them – our credit consulting services are designed specifically for each client’s needs and goals. Do not let another day finish by without getting the credit repair service that works best for YOU!

Our team has been trained on the latest laws and statutes, knowing what items affect your credit score the most. Our team will contact creditors on your behalf to remove negative items from your report. Once they are removed, we will send documentation back and forth until all items have been verified as accurate or deleted by the creditor. You’ll be able to apply for a new card in no time!

If you want to get rid of those pesky late monthly payments once and for all, our service is precisely what you need. With a single phone call or Email, we can take care of everything for you – it’s that easy!

Why Choose Us

When we say we’re here to help, we mean it. We know how frustrating or disturbing it can be when lenders turn down your loan applications because everything is out of your hand, like a low credit score. That’s why our goal is simple; we make sure everyone has access to the financial resources they need to live their perfect life as much as possible. If there are errors in your report, don’t worry, we’re here to save you from that! That means more money in your pocket when you finance with us! 

We at the financial industry offer an effective solution to help people with bad credit repair their credit scores. Our team is standing by to answer every question or concern you might have about your credit report. Now we must handle everything from start to finish, so all you have to do is sit back and get immediate relief while taking care of everything else for you. It’s time for change – contact us now!

Let Us Do the Work For You

 We can understand that having bad credit can make it challenging to get the things you want. That’s why we offer professional credit consulting services to help you repair your credit and start living life on your terms with your financial goals.

Our credit repair services are specially designed to help you improve your credit score and get the most out of your financial burden free life. We’ll work with you to find areas that need improvement, remove incorrect or unverifiable items from your report, and provide ongoing support as we monitor your progress. You can count on us to be there every step of the way!

There is no cost with our initial consultation. And if you decide not to pursue our services after speaking with one of our representatives, it will have been the best time well spent. But suppose you do choose us as your partner in improving your credit score. In that case, we promise that we will always put 100% effort into helping you achieve success – because when it comes down to it, this isn’t just about numbers; this is about people like yourself who want nothing more than a better future for themselves and their families. That’s why we are here today – so let’s get started!

Plans Available (Heading)

  • Silver Plan
  • Gold Plan
  • Platinum Plan

What will you get?

Our team of experienced people will work with you from start to end, helping you create a personalized plan that is right for your unique situation. You won’t have to worry about dealing with this alone anymore! We will cooperate every single step of the way, so don’t hesitate to reach out to us today!

  1. Understandable & personalized credit report & score insights.
  2. Team of experts has created a suite of products designed to give you the information and tools you need to understand your credit score better. It’s easy, convenient, and completely secure.
  3. No additional charges included identifying theft identity.

FREQUENTLY ASKED QUESTIONS

Debt management plan vs. Debt Settlement? Which one is right for you?

If you are struggling with debt, it seems like there are no options. But that’s not true. There are ways to pay off debt and live a better life.

Debt management plans & debt settlement both work differently, but they have the same goal – to help you pay off your debts quickly so that you can move on with your life.

If you want a solution that will help manage your debt without hurting your credit score or damaging relationships with creditors, then a Debt management plan might be the best option for you. DMP is a plan where creditors agree to lower interest rates or waive fees for you to repay them over time.

On the other side, if you’re willing to risk damage to your credit score in order to quit debt faster and save money on interest payments, then a settlement might be more appropriate. It all depends on what kind of financial situation you’re in and what kind of tradeoffs are acceptable for you. We can help determine which one is better suited for your needs; visit our website today – www.americancreditconsulting.com.

Debt settlement requires more effort on behalf of the consumer because it means reaching out individually to each creditor and working out terms that benefit both parties involved, such as reduced balances or even eliminating some accounts entirely if possible, depending on what is feasible given their financial situation at any given moment during negotiations.

Both methods require discipline and patience from the consumer and communication between yourself and your creditors for them to be successful.

How To Deal With Complex Bankruptcy Situations?

If you’re struggling to make payment for your monthly bills and are considering bankruptcy, you must speak with a qualified attorney.

Bankruptcy can be complicated, but we will guide you through the process every step of the way. We assist thousands of folks just like yourself get back on their feet after filing for bankruptcy protection. Our aim is to help make this procedure as easy as possible for our clients so they can focus on rebuilding their lives instead of worrying about legal matters. 

There are no upfront fees or hidden costs – all consultations are free and confidential! We want nothing more than for each client we work with to feel confident in moving forward towards a brighter financial future. Let us help you retake control!

Choose the best bankruptcy consulting firm to fulfill your needs.

It’s essential to understand the benefits and drawbacks of declaring bankruptcy before proceeding. A consultation with ACC (American Credit Consulting) will help ensure a full understanding of your options. Bankruptcy is not always necessary or desirable, but sometimes it can be an effective solution for debt problems. It’s important to consult with a professional consultant who understands all aspects of personal finance before making this decision.

We offer free credit consultations at any time during regular business hours. You can also get forms from our web portal and complete them on your schedule if you prefer that option instead. Our purpose is to make sure you have knowledge of the process and have all the required details to make an informed decision about whether bankruptcy is right for you or not. Don’t take chances when dealing with your finances – schedule a consultation with us today!

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