It Starts With a No-Obligation

Free Consultation!

You pay nothing until our credit improvement plan is fully executed!

How Does Credit Repair Works?

The credit system is flawed, and nearly 80% of all reports have errors that can lower your score. That is nearly 8 out of 10 people. But you have rights, and we know how to use them to your benefit! The law gives you the right to dispute any item on your credit reports. And if those items cannot be verified, they must be removed. If they can’t prove it, they must remove it! 

​Plan of Action

The first thing we do is perform a full in-depth analysis of your Equifax, Experian, and TransUnion credit reports which are the three major credit bureaus. We then create a detailed credit analysis report for you which provides an overview of your credit as potential lenders see it today. It lists the items that are negatively affecting your scores such as past delinquencies, missed payments, charge-offs, bankruptcies, foreclosures, or any other possible errors or inaccuracies that may be affecting your creditworthiness and explains how we utilize the power of The Fair Credit Reporting Act (FCRA), to improve your credit.

The credit analysis report is broken down into the following 5 sections:

  1. Credit Score Basics
  2. Your Credit Scores and Summary
  3. Analysis of Your Accounts
  4. An Overview of Our Process
  5. Your Part in the Process

One of our credit repair consultant will go over the full credit analysis report with you and provide a variety of options available to challenge the negative items on your credit report along with the pros and cons of each, and help you decide the best pay to proceed based on your circumstances and your long-term and financial goals.  You pay nothing to American Credit Consulting until this is complete and our plan is executed.

American Credit Consulting specialists will assist in the preparation and mailing of the appropriate letters to the credit bureaus and debt collection agencies. These letters will be specific to your individual credit information and not blanket letters that are typically ignored by the credit bureaus as frivolous.  

During the process, American Credit Consulting will be there for you every step of the way and will closely monitor your credit and address additional issues as they arise. Also, along the way, we will provide you the tools and knowledge to help you maintain your amazing credit long after our work is done.  

Anytime we improve your credit, or whenever there is a change made, you will be notified. You can log in anytime to our online secure portal and see your progress, but be rest assured that we will always keep you updated throughout our entire engagement. 

Every situation is unique, and you will start seeing results between 45 and 60 days, but the best results take between 4-6 months.  Regardless of the time it takes, we do not charge an hourly fee nor will we ever surprise you with any hidden fees.  We charge customized affordable monthly plans for your unique situation and there are NO long binding contracts.  We guarantee results or your money back! 

OUR PLANS

SILVER PLAN

one time enrollment and document fee.
  • Implement a dispute action plan that is strategically created to produce fast results.
  • Credit Education
  • 24/7 Client Portal Access to track the progress of your credit repair.
  • Credit Specialist Support
  • Create customized dispute letters to credit bureaus and manage each round of disputes every 30-45 days, and provide updates.
  • Credit Building
  • Implement Advanced Dispute Tactics when necessary which hold the credit bureaus and creditors accountable to federal laws and regulations.
    Unlimited Disputes to Equifax, Experian, and TransUnion

GOLD PLAN

one time enrollment and document fee.
  • Implement a dispute action plan that is strategically created to produce fast results.
  • Credit Education
  • 24/7 Client Portal Access to track the progress of your credit repair.
  • Credit Specialist Support
  • Create customized dispute letters to credit bureaus and manage each round of disputes every 30-45 days, and provide updates.
  • Credit Building
  • Implement Advanced Dispute Tactics when necessary which hold the credit bureaus and creditors accountable to federal laws and regulations.
    ​Unlimited Disputes to Equifax, Experian, TransUnion, and to All Collections reporting negative, unverifiable, and updated.

PLATINUM PLAN

one time enrollment and document fee.
FIRST MONTH FREE!
  • Implement an EXPEDITED dispute action plan strategically created to produce fast results.
  • Credit Education
  • 24/7 Client Portal Access to track the progress of your credit repair.
  • Credit Specialist Support
  • Create customized dispute letters to credit bureaus and manage each round of disputes every 30-45 days, and provide updates.
  • Credit Building
  • Implement Advanced Dispute Tactics when necessary which hold the credit bureaus and creditors accountable to federal laws and regulations.
    ​Unlimited Disputes, including inquiries, to Equifax, Experian, and TransUnion along with Personal Identifiers, Creditors, and Collection Agencies.
    Initial Suppression/Freeze letters to the 6 major consumer agencies and general personal identifier disputes with those agencies of what is being reported on the Credit Report.

What our clients are saying

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